Embrace Home Loans-West Virginia - Martinsburg, Martinsburg, WV

Wayne was excellent throughout our process. He was knowledgeable and always made himself available even to the most trivial of questions. Thank you so much, Wayne, for making this a pleasant and easy experience!

Wayne was very professional and responsive. He made my first time home-buying prices seamless and pleasant. Highly recommend!

Embrace was amazing to work with. Wayne did a great job with the whole process. Made the home buying experience so easy for me. Couldn't be happier.

Wayne Palkovic and his team were by far the best lenders I've ever used. Having been a career military member making many moves I've dealt with many lenders in the past. None were as efficient and professional as this group of experts. A totally seamless transition from one home to my new forever home. Thanks for an outstanding job.

First!! All Praises to the MOST HIGH YAH! for blessing me with my home! Wayne Palkovic is your guy! He has got to be one of the most kindest, professional, and seasoned loan officer in this industry. He is patient, soft spoken, knowledgeable, and always returned my calls in a timely manner. I am so happy to have had him as my loan officer to guide me through the process from beginning to end. He thurally answered any questions I had, and in doing so, helped me understand all I needed to do for approval. I recently closed on my home and on time. I highly recommend Mr. Palkovic as your loan officer. He will be there for you every step of the way.

5-Star Experience with Wayne Palkovic and Embrace Home Loans ⭐⭐⭐⭐⭐ My experience with Wayne Palkovic and Embrace Home Loans was nothing short of exceptional. As a first-time homebuyer, I was both excited and apprehensive about the whole process. Wayne's expertise, professionalism, and attentiveness put my mind at ease, making the experience smooth and stress-free. Not only did Wayne help us secure a grant that covered nearly $6,000 of our closing costs, but he also arranged a first-time homebuyer course via webinar. This invaluable resource gave us the confidence and knowledge we needed to navigate the home buying process. I cannot recommend Wayne Palkovic and Embrace Home Loans enough for their commitment to customer satisfaction, financial assistance, and educational resources. If you're in need of a home loan, look no further than this outstanding team. 5 stars without a doubt!

Wayne, my loan officer, was exceptional! He always answered my calls and was prompt in letting me know about any changes and updates during my homebuying process! He surely went the extra mile, answering my calls late into the evening at times, and made sure I was able to obtain the best loan and deal through a grant. Thank you so much Wayne!

Embrace Home Loans was amazing throughout the process. When they needed paperwork they gave me plenty of time to gather it up to submit it and kept me informed from the very beginning to the end. Definitely worth working with when needing a home loan and the closing costs are one of the best in the area!