Jora Credit, Irving, TX

The process was very easy and very quick and reliable would recommend it to all my friends and customer service was excellent they actually spoke English that you could understand and it was nice talking with someone who could speak English for a change in this world will continue to do business with jora

I would definitely recommend this company. The application process was short, direct and easy. What more could you ask for..and the money was in my account the next day!

Very terrible experience with this company. They hit me with a hard inquiry and could not connect my bank. I went through the trouble of sending them a voided check and they still failed to finish my application. I will not be using them again.

It was simple and easy I received my money was in my checking the next day and comes out my checking account when they say payment due it comes directly out of your checking account.I’m very satisfied,

They somehow scammed me into a 48 month loan paying $191 twice a month when the initial agreement was $9,000 something. I wasn’t even wanting to do that but I needed it. This place is probably ran by some daddies boy taking advantage of the poor.

It is very easy to get a line of credit; however, this place will bleed you dry if you aren't able to pay the entire loan off at once. I applied to consolidate some of my debt and was surprised to be approved and with a low rate but didn't read the fine print. The customary fee they throw in will get you. For me it's about $10 a day to use plus whatever the interest is. I tried calling customer service to close it out so I could make payments to get the balance down but as long as there is a balance they won't let you do that. Every other company I've ever had credit with has allowed me to do so. I've been paying $400 a month on this loan for 4 months now and still owe the original withdraw amount plus some because it's so expensive. Also, as soon as you pay, it takes about 5 days before your funds become available before you can use them again, not that you want to because it counts as a cash advance with higher rates every time you do. Maybe one day I'll get this paid off if I don't lose everything I have to pay it off before then. Beware and understand what you're getting into before you apply. They should be ashamed of themselves.

The process was fast and easy. Money in the deposit same day and got it the next day. I haven't paid my first payment yet. To soon to give it 5 stars. Ask me again in 2-3 months.

Very unprofessional staff, who speak to applicants in a condescending manner. I had issues with the company verifying my bank with is a well-known bank. The rep kept repeating the same things as if I was hard of hearing or didn’t comprehend. I ended the call and thankfully they didn’t approve me as I don’t want to do business with any company that speaks to customers the way they did.