Republic Finance, Johnson City, TN

Have used them for about 2 years now on and off. The staff are always polite when entering and very helpful with any questions you may have regarding the loan options. People always complain about the late fees or interest rates with these loan companies. Very simple solution. Use your own bank or credit union for a loan instead. Bad credit = high interest loans! Get a small affordable loan and pay it on time every month without coming up with any bs excuses and after about a year or so you'll be able to apply elsewhere with better interest rates.

Very competitive rates and great service. We needed a semi short-term loan and Matt really took care of us. Recommended if you need to borrow and have limited options as far as credit. Much better than most similar companies, at least from my personal experience/research.

So far have had no problems. I paid on time and no issues. They were very nice to me and I told my son about them,they got a loan, I got a $25 referral check!

The interest rates are the highest in town! $22.00 every 7 days. I will not be going to get a loan through republic again. There are better loan people in town such as covington, security finance that can give you better rates.

I just want to thank Christina and her staff for helping me solve a problem with late fees. She was very professional and I want thank her. Great place to get a loan.