Valley Central Bank, Middletown, OH

I used Valley Central Bank to get my very first home loan. I was a little intimidated about the process after hearing how difficult home loans can be from friends. I am forever grateful to Ned and his team for such an easy experience. Five stars!! ⭐️

Great service, great bank! I've been with this bank for years, have never had any issues. Betsy Rossi was wonderful to work with on mortgage needs. The process is super smooth and simple. All explained in detail. Great experience!

We just bought a new house after 37 years in our old one. Betsy Rossi was extremely helpful in making our purchasing/loan experience very smooth. Her communication with us was the best in customer service! Thank you, Betsy!

Truly the best lending bank. Cannot say enough positive things about this bank. I have gotten multiple loans from VCB and have been impressed with the service and loan products. I am also a realtor/builder and recommend clients, all whom have had similar experiences. My favorite loan officer is Betsy Rossi, she’s been in the business a long time and knows her stuff. 5 out of 5.

The folks at Valley Central are the best, small-company-type customer service, but good technology to help make live easier. We've use Valley Central for business checking account, personal checking, savings accounts, short term loans as well as recently financed our home mortgage. You won't be disappointed!

Thanks. Online banking with a small local bank. It used to be American Savings bank. But Valley Central ate them and closed one of their locations in Middletown. I had three overdraft charge fees once because I wrote checks and sent them in the mail and they bounced because of the delay in cashing them I didn't calculate. I don't write checks anymore. But if you set up automatic payments online the they'll send a check in your name automatically.

The employees at Valley Central Bank in Middletown are very friendly and knowledgeable. The service is top notch.

The best bank I ever went to & they’re very respectful !!