Credit One, Cleveland, OH

This is the worst credit card in the world, and they charge you the annual fee, and every other fee upfront. When you go to make payments they purposely take seven days to process them and then they return them on purpose, saying that you didn’t have sufficient funds even though you did, but they scam you because they want to get that $30 fee off of you. I suggest paying it with your credit card with an express payment or they will just keep returning it. I have screenshots of me paying the balance down and then it getting returned a minute later how is that possible? When I clearly had the funds presented and you upped my balance from what I owe but then you go and return it just so you could Hit me with a fee. and forget about customer service it’s terrible .

Harassment, automated system will call you every 30 minutes. Payments take 7 days to post to credit or otherwise you have to pay extra five dollars for it to clear faster. There is annual fees on every card. Would not recommend this card to anyone.

App is constantly under maintenance so you can’t check your balances or pay your bill, website typically doesn’t let you sign in either. & when you call to try to find out balances it says they’re undergoing maintenance and hangs up. Not sure how it’s okay to let people go with no way to find out what’s going on with their accounts.