Luminate Home Loans, Dover, NH

Scott was extremely knowledgeable and helpful. I'm usually a low-maintenance kind of client, but I definitely wasn't as a first time home buyer. Scott hooked me up with absolutely everything I needed

Scott Mertens is the one of the best mortgage lenders I have ever worked with. He gets the job done and is upfront with my buyers at the start of the process. I highly recommend him.

We worked with Scott Mertens to secure financing for our first home and couldn't have been happier with the service we received. Scott is super friendly and responsive, he'll get you any pre-app letter you need in a matter of minutes. He's a math-god and can explain figures in a way that's understandable for us mere mathematical mortals! He made sure my wife and I understood every line item and feature of our loan and was available whenever we needed him. Awesome to work with, highly recommended!

Scott and his team are the best in the business!!! Knowledgeable, great communication skills, and extremely efficient. Over the years I’ve worked with Scott and his team on several new purchases and refinances and he’s managed them all FLAWLESSLY. He is client oriented, very trustworthy and takes the time to walk you through the process and explain all pertinent details. I can’t thank him enough for the excellent customer service time and time again. Scott and his team is the only one you want to work with for your home purchase.

Scott and his team are great! They are super knowledgeable and make the mortgage process seamless. Their communication and response time is second to none. I have used PRMI for 2 mortgage loans and would recommend Scott’s office to anyone in need of home financing.

First time homebuyer, Scott and Luminate Home Loans made the transaction smooth as possible. Walked me every step of the way to purchase the home I grew up in. Will definitely recommend this place to anyone that’s looking to purchase a home. Thank you so much!

Amazing experience with luminate home loans. They made the process so easy and explained everything every step of the way. Scott went above and beyond to help us get into our first home.

Scott and his team did an excellent job considering our personal situation, at every low he had the knowledge and experience to work through the situation for positive results and we closed on time, thank you for all your hard work.