Auto Credit Inc, Grand Forks, ND

Despite the loans having a very high interest rate (typically about 20%), the quality of the vehicles are excellent. They range in age if 5 to 15 years old. You need to know what you are getting into. They lend to people who cannot find loans through a bank. They will loan to almost anyone with bad credit. They go over your finances to see if it will even fit in your budget. So be honest. I've bought 3 vehicles here. My credit score has subsequently increased 150 points over 2 years, and I just paid off my first car. It runs beautifully to this day. My second car is in great shape and I love it.

they are a predatory lender who prey on people and over price cars that barely work. 13,000$ for an almost 20 years old car that started having issues a few months after the contract was signed. I had kept up on regular maintenance on the vehicle too. I had to give it up because of not being able to afford the payments anymore and being behind on payments due to Mental Health down spiral and now they are coming after the only income I have to be able to live. Do not loan or lease thru them cuz all they will do is screw you over. Worst decision of my life.

Despite the loans having a very high interest rate (typically about 20%), the quality of the vehicles are excellent. They range in age if 5 to 15 years old. You need to know what you are getting into. They lend to people who cannot find loans through a bank. They will loan to almost anyone with bad credit. They go over your finances to see if it will even fit in your budget. So be honest. I've bought 3 vehicles here. My credit score has subsequently increased 150 points over 2 years, and I just paid off my first car. It runs beautifully to this day. My second car is in great shape and I love it.

they are a predatory lender who prey on people and over price cars that barely work. 13,000$ for an almost 20 years old car that started having issues a few months after the contract was signed. I had kept up on regular maintenance on the vehicle too. I had to give it up because of not being able to afford the payments anymore and being behind on payments due to Mental Health down spiral and now they are coming after the only income I have to be able to live. Do not loan or lease thru them cuz all they will do is screw you over. Worst decision of my life.