First Mortgage Direct, Kansas City, MO

We were moving across states with new jobs into a new build which had its closing date pushed back twice delaying things by months, while dealing with interest rates going crazy, selling our old home while living in it, and the spring/summer housing market madness. After overcoming all of that, I am extremely grateful I got to work with Scott Spicer on my loan. He got me the best rate locked in throughout all the delays while rates rocketed. He was very knowledgeable and always answered my calls whenever. We even decided to go with him instead of the builder’s lender that came with credits. He’s a good guy that works hard. In hindsight after observing the service I received from my realtor, builder, movers, packers, and all other moving related services, I can safely say they all sucked to some degree. I was just another client fit into their “over-promised” schedule. Scott was truly the only one positive experience. He always delivered. He never over promised. When rates plummet I’ll definitely be reaching out to refinance. Cheers!

This review is for Scott Spicer. We were referred to Scott by a friend and our experience with him was stellar! To say Scott went above and beyond for us would be an absolute understatement. Buying a house, taking a loan is overwhelming and stressful, especially for the first timers. Thankfully Scott made the process straightforward for us and educated us throughout the way. Throughout the process, Scott maintained open lines of communications. We would contact him via email, phone and text and the responses were instant. He was available during the evening and weekends as well (huge plus!). Scott gives really great advice and has your best interest at heart. He sincerely cares about getting you the best loan terms possible. Our builder changed the closing dates multiple times but Scott and his team were always ready to close before time. We would not hesitate to finance our future properties with Scott. It's been a sincere pleasure working with him and we wouldn't want to work with anyone else. Highly recommend.

We got good interest rate locked in initially (for the market at that moment). Then, when interest rates lowered surprisingly, our lender allowed us to float down the interest rate to be more consistent with the new rates. This saved us A LOT of money over the life of the loan. I also really liked that the loan officer was very responsive when I needed assistance.

I would highly recommend Chris Jumps and his team if you’re shopping for a mortgage. Straightforward rate quotes, no high pressure sales tactics, excellent communication, easy to use online portal for document review and upload, and a team that has your back throughout the loan process.

Mark recently helped my wife and I buy our new two-family house (we closed in March) and also helped my parents with their financing in order to buy our old house (They closed at the end of February.) Needless to say, there were a lot of moving pieces and elements that needed to be timed properly for everything to work out. Not only did Mark and his team never miss a deadline anywhere within either deal, they were instrumental at several points in helping the other actors to avoid missing their deadlines. Mark's knowledge of the real estate industry is impressive and I heard repeatedly from everyone else involved in both deals how impressed they were with not only his expertise, but his responsiveness. For my parent's purchase of our home, he was able to get them a 3.0% interest rate in early January, with zero-down as a second home purchase (something we were repeatedly assured would be impossible by others). This was significantly better than anything else my parents' had been able to find on their own (to the point that they were skeptical of whether it would turn out to be too good to be true) My wife and I, on the other hand went under contract back in mid-December and Mark was able to get me a rate that was significantly lower than any of the other half-dozen lending agents I had spoken with up to that point. Not only was the rate lower, but he was able to offer me an extended rate lock that was weeks/months longer than anyone else was even willing to entertain. So remarkable was the deal that Mark worked out for me, that several others involved with the deal insisted that it was too good to be true, and kept trying to tell me that there was no way I was going to be able to close the deal with the numbers he was offering. That said, Mark made himself available to me 24/7 for the three months between going under contract and closing on the house. We closed on-time and with almost the same exact numbers that he had quoted me back in December. We closed on our dream multi-family house in mid-March with a rate of 2.25%, Zero-down, at over a million dollars for the property. Of everyone involved with the deal, Mark is the only one who never missed a beat, never over-promised, and followed through with everything he said he and his team would be able to do. We experienced delays from nearly every other actor in the deal, particularly on the seller's side of the process. Again, Mark and his team were instrumental at several points in either directly intervening, or helping walk me through the process of ensuring that the deal continued to make forward progress toward closing. My wife and I are hoping to look into buying a second house in the future and I can't imagine buying another property without at least giving Mark and his team the chance to match and/or beat all other offers for lending. I would recommend anyone reading this to at least offer him the chance to prove that he really is as great as all of his reviews says he is before moving on to anyone else.

We were moving across states with new jobs into a new build which had its closing date pushed back twice delaying things by months, while dealing with interest rates going crazy, selling our old home while living in it, and the spring/summer housing market madness. After overcoming all of that, I am extremely grateful I got to work with Scott Spicer on my loan. He got me the best rate locked in throughout all the delays while rates rocketed. He was very knowledgeable and always answered my calls whenever. We even decided to go with him instead of the builder’s lender that came with credits. He’s a good guy that works hard. In hindsight after observing the service I received from my realtor, builder, movers, packers, and all other moving related services, I can safely say they all sucked to some degree. I was just another client fit into their “over-promised” schedule. Scott was truly the only one positive experience. He always delivered. He never over promised. When rates plummet I’ll definitely be reaching out to refinance. Cheers!

Mark recently helped my wife and I buy our new two-family house (we closed in March) and also helped my parents with their financing in order to buy our old house (They closed at the end of February.) Needless to say, there were a lot of moving pieces and elements that needed to be timed properly for everything to work out. Not only did Mark and his team never miss a deadline anywhere within either deal, they were instrumental at several points in helping the other actors to avoid missing their deadlines. Mark's knowledge of the real estate industry is impressive and I heard repeatedly from everyone else involved in both deals how impressed they were with not only his expertise, but his responsiveness. For my parent's purchase of our home, he was able to get them a 3.0% interest rate in early January, with zero-down as a second home purchase (something we were repeatedly assured would be impossible by others). This was significantly better than anything else my parents' had been able to find on their own (to the point that they were skeptical of whether it would turn out to be too good to be true) My wife and I, on the other hand went under contract back in mid-December and Mark was able to get me a rate that was significantly lower than any of the other half-dozen lending agents I had spoken with up to that point. Not only was the rate lower, but he was able to offer me an extended rate lock that was weeks/months longer than anyone else was even willing to entertain. So remarkable was the deal that Mark worked out for me, that several others involved with the deal insisted that it was too good to be true, and kept trying to tell me that there was no way I was going to be able to close the deal with the numbers he was offering. That said, Mark made himself available to me 24/7 for the three months between going under contract and closing on the house. We closed on-time and with almost the same exact numbers that he had quoted me back in December. We closed on our dream multi-family house in mid-March with a rate of 2.25%, Zero-down, at over a million dollars for the property. Of everyone involved with the deal, Mark is the only one who never missed a beat, never over-promised, and followed through with everything he said he and his team would be able to do. We experienced delays from nearly every other actor in the deal, particularly on the seller's side of the process. Again, Mark and his team were instrumental at several points in either directly intervening, or helping walk me through the process of ensuring that the deal continued to make forward progress toward closing. My wife and I are hoping to look into buying a second house in the future and I can't imagine buying another property without at least giving Mark and his team the chance to match and/or beat all other offers for lending. I would recommend anyone reading this to at least offer him the chance to prove that he really is as great as all of his reviews says he is before moving on to anyone else.

I'd highly recommend Jim Seibold and Bison Bank. Jim has been so communicative with us throughout our entire process and has made the buying process enjoyable. He's extremely knowledgeable and has a very fun and kind demeanor. I've had some questions during this process and he even answers the phone at nights, now that's thorough. We couldn't be more pleased.