Tom Smith SVP Mortgage NMLS 251122, Apple Valley, MN

We were so happy to have found Tom Smith with Coulee Bank. His knowledge and expertise in helping us secure our mortgage loan was exemplary. Communication was over and beyond expected.

Our family is so thankful for the work that Tom and his team did for us in helping us purchase our last home. They were consistently clear with what they needed from us, always available and happy to answer any questions, and genuinely seemed to care about our family. When our purchase ran into some unexpected snags, the team joyfully worked extra hard and creatively to help us get over every hurdle with excellence and integrity. We would give the highest recommendation to Tom and his team.

Tom is a one-of-a-kind mortgage specialist. When you work with Tom, you are not just another client, but rather he partners with you in achieving success in reaching your mortgage goals. Tom takes each client’s needs personally and I have been very pleased each time we have worked together. I highly recommend Tom should you need an expert with years of experience and a track record of success in the mortgage field!

Tom and Vanessa were amazing to work with! Tom was literally available day and night. Didn’t matter. He was there. He was super helpful throughout our whole home buying process, including our totaling of our car less than a week before closing. Tom figured out a way to get it done. He truly cares!! Will definitely be our guy for the next house purchase!!

Tom was phenomenal throughout the entire process of buying our first home. He and his team are always available, helpful, and kind. Tom made what can be a stressful and exhaustive experience into a smooth and comfortable experience. Trust that you are in great hands with his guidance and professionalism, he is the best!

Tom was phenomenal throughout the entire process of buying our home. He and Laurie are always available, helpful, and kind. Tom made what can be a stressful and exhaustive experience into a smooth and comfortable experience. Trust that you are in great hands with his guidance and professionalism, he is the best at what he does!

I only write reviews when I get service over and above the requested service. Tom has exceed expectations at every turn. He originally helped me with a Refi about 2 years ago. Then a couple of months ago, helped me get my PMI removed and today has got me in touch with the right people to get some tax forms I didn't get in the mail. He has been one of the best mortgage professionals I have ever worked with. Highly recommend Tom!

Our family is so thankful for the work that Tom and his team did for us in helping us purchase our last home. They were consistently clear with what they needed from us, always available and happy to answer any questions, and genuinely seemed to care about our family. When our purchase ran into some unexpected snags, the team joyfully worked extra hard and creatively to help us get over every hurdle with excellence and integrity. We would give the highest recommendation to Tom and his team.