Embrace Home Loans-Maryland - Rockville, Rockville, MD

Tremendously competent and effective! I've had numerous great experiences with Bill Bray and his team. Not to mention rates that cannot be beat. Bill is an excellent loan officer and has a coaching/teaching approach with his clients. Will certainly continue to recommend him to future clients and looking forward to working with him more.

Barry was amazing from start to finish! He kept me informed every step of the way and ensured me everything was on track when I thought that they weren’t. I am Active Duty military and was not familiar with the VA loan process but Barry educated me and made sure I understood everything and knew what was coming up. Rachel and Natasha were amazing as well. I will definitely recommend Barry and his team to all of my Veteran friends and family!

Ron is a true professional. He is a great resource and partner to real estate agents and his clients. He treats everyone with respect, is extremely knowledgeable and will do everything to make sure you loan goes smoothly and close on time. He is aware of local grants and works well with first time home buyers and seasoned buyers. I highly recommend Ron.

My family and I cannot thank Bill and Nick Rozek and their team enough for their help. From the moment I spoke with Bill, he listened intently to our concerns, and was instrumental in cleaning up the mess left by the previous joke of a lender we were referred to. His entire team, Nick, Lisa - everyone was so kind, forthcoming, and didn’t waste our time. We were treated like people, not a transaction on paper. I will never go anywhere else for a home purchase or refinance. I’ve already given his card to one of our friends in search of a new home. Working with Bill reminded me of the attention to detail and care you’d get in a small town where the community is family and everyone knows each other. The mortgage industry could use more people like The Rozek’s. We are forever grateful and will never forget how they single handedly changed our lives. Thank you!

I'd like to throw a big shout-out to Bill and Nick Rozek. Thanks to these guys, I just moved into my first home. Bill and Nick were extremely nice and professional throughout the entire home buying process. Bill even took me out for coffee and met me at a small shop near my apartment at the time. And he bought me a house warming gift! They got me a great rate and I couldn't be happier with my purchase. Big thanks to Embrace Home Loans!

Bill Bray with Embrace is extrememly reliable and responsive and excelled at troubleshooting and coming up with creative solutions for us! He also was great with no sugar coating things and just telling us the plain truth about certain realities which made it easier to determine a course of action. Bill is a phenomenal officer because not only is he extremely knowledgeable but he is also personable and a pleasure to work with. We will be back for more!

I recently had the pleasure of working with Devin Ianonne for a loan, and I must say that my experience was top notch. From start to finish, she demonstrated outstanding professionalism, reliability, and a genuine commitment to helping me. As a first time home buyer, it is an overwhelming experience but Devin made me feel so much more comfortable making this large purchase. She answered every question I had and was very honest and trustworthy. Overall, I would highly recommend Devin and Embrace to anyone looking for financial assistance when buying a house.

Working with Devin and Embrace home loans we such a great process. They went above and beyond to help us get our first home, while not having a totally normal job! They really went above and beyond for us !! Will definitely be using again!