First National Bank of Waterloo, Waterloo, IL

Great people. Great loan rates. Andrew in the loan department is awesome. WORST online website though. The employees I have spoken with all agree the web services are terrible. The "User Name" you use to login is not a name at all, it's a bank created random number of like 13 digits. The password for this random number must be changed every 90 days. Why? Never ever had a bank or CU make me change my password every 90 days, until now. If you need a mortgage, go here. Beware of the online system.

My dad set me up with accounts at First National in high school and I've been using them ever since. The staff is helpful and I would never switch now that I'm an adult.

I love the fact they have free ATM's to use. I hate paying fees and it's the reason I bank with FNB.

Very pleasant and helpful staff.

Very nice staff!

Great people. Great loan rates. Andrew in the loan department is awesome. WORST online website though. The employees I have spoken with all agree the web services are terrible. The "User Name" you use to login is not a name at all, it's a bank created random number of like 13 digits. The password for this random number must be changed every 90 days. Why? Never ever had a bank or CU make me change my password every 90 days, until now. If you need a mortgage, go here. Beware of the online system.

My dad set me up with accounts at First National in high school and I've been using them ever since. The staff is helpful and I would never switch now that I'm an adult.

I love the fact they have free ATM's to use. I hate paying fees and it's the reason I bank with FNB.