Associates Home Loan of Florida, Inc., Tampa, FL

OK i looked at reviews and couldn't find a bad one on this company, well let me tell you a story. My credit not great due to a ch13 filled but then i dismissed it. So i knew going in subprime will be higher rates and such. Well you want to know how much higher, i will save you the wasted time. i was asking to borrow $30k so my offer was $100K, $53k to pay off house $30k to me and $17K to the investor. My house is worth $260k. Yes you read that correct, for loaning me $30K he wanted $17K plus interest. And interest rates you might wonder what they would be well normal rates are near 5% so would assume 6-8 maybe even 10% right, well try 12.625%. So my $530 for 19 more years mortgage would turn into $1287 month for 30 years. There was no Bank involved i was to transfer my insurance (equity included) to an Attorney in Tampa not a Banking institution or mortgage company. Also never asked me about monthly debt or DTI ratio as the goal here is taking equity from desperate people. The worst of the worst here. This was no cash out refinance. Just another greedy American offering to take more. If anyone out there is stupid enough i will loan you $30K if you give me $200K as collateral plus $17k on top of that plus 12.625%. Sound good, call me. I also have buried treasure but i need $5K to buy a shovel then i will share my treasure with you. I felt people should be warned and these people insulted my intelligence and that doesn't sit well with me. They took me for a fool and a half.

This is the best company for mortgage loans. My broker Jimmy Golden was amazing. He has a lot of knowledge. The loan closed so quick. Communication was great, we talked almost everyday. The underwriting process was easy because the broker prepared everything so well. I cannot thank this company enough. They made my dream come true. Thank you so much Associates Homeloan

I have worked with Pat Williams of this company for several years. He is experienced, easy to work with, pleasant and honest. I enjoy working with him. He is the best in the business, in my 20 years of working in mortgages. No exaggeration. No one asked me to post this.

I was amazed called on a Saturday and got Dan on phone. He answered all my questions plus gave me golden nuggets to help me reach my goals. We are working toward getting a home and I was fully informed!!! We need more people out here that are genuine about helping others. My husband and I were both very satisfied with the knowledge of home buying and financing that was shared. Our prayers are u hat he continues to be a blessing to many families. Thank you Dan!!

I had an excellent experience with associates home loans , Ian , and frank and Greg , Make every transaction very smooth . I am a real Estate developer and builder , I had over 18 loans With Ian and had all my loans closed with Greg at Acura title. I can’t begin to tell you How the service was so outstanding. Ian and Greg are so very experienced, both make my deals go so smoothly from property acquisition to funding in record time. I couldn’t ask for more reputable people to work with . I would strongly recommend you to use this company . They are very well experienced, very punctual and very ethical . One of the best hard money lenders in Florida .

Unsolicited review. I have worked with Pat Williams and his daughter, Loren Morgan of this company for several years. He is experienced, easy to work with, pleasant and honest. I enjoy working with him and Loren. They are the best in the business, in my 20 years of working in mortgages. No exaggeration. No one asked me to post this. Pat died last week and his daughter Loren has taken his place, she is a great person also. Frank is the owner and he is a decent guy, have met him and his wife a few times. I have met a few others at the office but do not know them well enough to comment.

I had 100% equity in my property in Bay County . My credit is below 600 due to past negatives . Getting an equity loan was important to us . Jennifer worked hard to get us a private lender . It was pretty quick and very professionally done . A mobile closing was done . I am impressed by all of the people , and how easy they made this home equity loan . Now I can bring this property up to its full potential . Without fail I would use them again and reccomend their excellent services . Ken&Suz Ryan

Frank Grimes, Nathan Williams...thank you for getting the job done in spit of so many challenges with my refinance...As a real estate professional and a consumer I highly recommend Associates Home Loans of Florida for you mortgage or refinance needs! They went above and beyond to get my deal completed.