Universal Mortgage & Financial, Orlando, FL

Run from this company as fast as you can. The loan officer waited 45 days to uncover something that should have been found in 5 days. Complete waste of time. Chances of getting any communication or updates on your file is next to impossible. There are a million other mortgage officers out there, you would be better off with any of the million.

Horrible they took almost 4 months with our paperwork that we lost our escrow money due to the incompetent. I do not recommend them.

Mr Niraj patel has performed my loan process excellent way.

Very poor and inexperienced personal service 45 days waiting to tell me that the loan was denied and I don't know why, and I was giving the 50% down payment ..... I will never return to this company, I really will not I recommend

Hector Ortega put all his dedication in supporting us. And today we can enjoy our house.

Run from this company as fast as you can. The loan officer waited 45 days to uncover something that should have been found in 5 days. Complete waste of time. Chances of getting any communication or updates on your file is next to impossible. There are a million other mortgage officers out there, you would be better off with any of the million.

Horrible they took almost 4 months with our paperwork that we lost our escrow money due to the incompetent. I do not recommend them.

Mr Niraj patel has performed my loan process excellent way.