Keys Financial Mortgage Corp., Key West, FL

From our first conversation Reuben made it clear what to expect and easy to get together the info he needed. He was quick o answer questions at any step of the process. When our first deal fell apart because of the seller, he was able to follow through and get us set up for a loan on a better property. Overall Ruben and his assistant made it a great experience.

Ruben and his team has always been helpful to us and getting our home refinanced and at a lower rate! His team is consistent and very conscientious about staying in touch with his clients. We will definitely use his team again in the future for our mortgage needs. Thank You Ruben and team!!!

Reuben is not only very knowledgeable but he is proactive and helped me more then any other brokers in the keys would. He did the "homework" on a property no other broker would. Highly recommend.

Absolutely the BEST. Ruben went out of his way to make sure we understood everything and that everything went smoothly. Every question answered. Kept us totally informed.

Wow what help this group was during our financing? Great communication throughout and I really felt they were working for me!

You hear a lot when you’re a first time home buyer that the process is going to be confusing and a total whirlwind when navigating the financial side of things. In the case of my spouse and I, our experience couldn’t have been further from that, and that’s in huge part due to how fantastic Ruben and Keys Financial Mortgage were in our home buying process. The moment we got off the phone after our initial consultation we knew from how personable, transparent, and knowledgeable Ruben was that he was the right choice. The other two mortgage originators we had spoken with threw a lot of numbers and terminology at us, but Ruben took the time to really spell things out clearly and concisely. He was able to answer any questions we had with seasoned expertise and in a way that made things easy to comprehend. It can genuinely be nerve wracking to make an investment like this for the first time and Ruben helped us keep our expectations realistic and our decisions well informed. Once we started looking for our dream home we felt confident that we were set up for success and four home tours and one accepted offer later, we were buying that very dream house! Even in a crazy market, we felt like we were getting the best guidance and advice possible from Ruben and it certainly paid off. We could not recommend Ruben and Keys Financial Mortgage more highly, it was truly a pleasure working with him and his team!

30 plus years buying commercial real estate and this was my 1st residential purchase. The team at Keys Financial were beyond expectations! The knowledge and communication skills far exceeded any transaction I have personally been involved with. They represented us and supported our interests far above what was ever expected. They were our fiscal warriors guiding us thru this process always having our family’s best interest at heart! So thankful this team we’re representing us and we will for ever be thankful.

I have used Ruben's services multiple times on multiple properties. He is responsive, knowledgeable and professional. All transactions have been seamless, and I would not hesitate to use his services in the future or to recommend him to others.