North Coast Financial, Inc. Hard Money Lenders, Oceanside, CA

First of all, I would like to thank Jeff and Don Hensel of North Coast Financial for their attention to details in allowing us to obtain a second mortgage. My Mom passed away and the loan has allowed us to make repairs to the property, to get it ready to be sold. I will recommend North Coast Financial to everyone that needs a hard money loan. Thank you for everything.

I am so incredibly grateful for Jeff, Don, and North Coast Financial! After having not lived in the US for several years, it came as a surprise to my husband and I that our perfect credit had completely vanished and our previously pre-approved standard mortgage could not be funded. With an accepted offer already in hand on our dream property, we scrambled to find a hard money lender who could buy us some time while we organized A-lender funding. Jeff was able to have our application approved within 24 hours and we were successfully able to remove subjects within 48 hours, and close on the property in less than 10 days. Throughout the whole process, both Jeff and Don were exceptionally easy to work with, open, HONEST, responsive, professional, timely, efficient, and just an overall DREAM to do business with. I would 100% use their services again and highly recommend them to anyone. In fact, in such a hot sellers market, I would even use their services just to make my real estate offer more desirable to seller since it would allow us to close on a property within days, rather than within months (with a regular lender). Thank God for North Coast Financial! I wish this company decades of success!

I have worked with Don and Jeff Hensel of North Coast Financial for two extremely time sensitive and delicate bridge loans that required accuracy and timely follow-up. Both Jeff and Don were wonderful to work with: they were very professional, prompt, informative, and patient. They also followed up at appropriate intervals of time, and were there when needed. In both cases, they answered all questions related to the process and worked with other parties with professionalism and aplomb. Each process went very smoothly as well. I never had a problem reaching them when needed, and the success of the relationship was critically important and achieved. They were the least of my concerns, a true testament to my 5 star recommendation. Thank you Jeff and Don for helping my family to achieve important goals.

Love Jeff and all the gang at North Coast Financial. They did a loan for over $750,000 and we closed in less than 12 days. Unbelievably quick and sharp guys here. The interest rate was very fair as it was a hard loan. Truthfully never heard of hard-money lenders until we got dinged by our very own banks at Chase and Wells Fargo! Since 2008, the requirements to get a simple loan or refinance is very complex and hard, but hard lenders are good because they're more concerned about the property. Our rating for North Coast Financial is a solid 10/10. We need more honest, smart, fast, and nimble companies in America. Thank you guys again!

I was in need of a loan (2nd place) on my home to purchase some heavy equipment for my husband’s new business. I was researching various companies and reviews and ended up sending an inquiry to North Coast Financial. North Coast Financial exceeded my expectations. From the very first inquiry, Jeff responded in such a timely manner; answering all of my questions and concerns. He was honest and explained everything to me throughout the entire process. He also gave me a few options before determining if their loan was my best option. His father, Don, also joined in to process some of the paperwork. I cannot believe how quickly the money funded from start to finish. This company and all of the people working with them were very professional and efficient. I would highly recommend Jeff, his father Don and their team at North Coast Financial.

Jeff and Don were beyond amazing with helping my husband obtain a loan during our probate period. They were fast and communication was excellent every step of the way. I definitely recommend and will use them again

North Coast Financial made the process of obtaining a short-term loan while in probate very easy. They were responsive to all our questions and we were happy to work with them.

The process was quick and they where very communicative during the loan process. Rates where competitive. I would definitely recommend!!