IMS Lending - NorCal, Chico, CA

Steven and the IMS team helped me navigate the process of getting a mortgage while self-employeed - my situation was complex but they were able to help work through all the different aspects of my income to get me approved for exactly what I needed. More importantly, Steven's connections here in the Chico area led to us securing an off market deal in the exact location we wanted, within our budget. Highly recommend Steven and the IMS team!

My husband and I had the pleasure of working with Steven Hatcher during the purchase of our first home. Steven was helpful, responsive, and made the home buying process stress-free. We can't thank him enough for everything he did for our family. Would 100% work with Steven again.

Steven was able to get my loan approved when everyone else told me it couldn’t be done , as well as get me the best rate. He was very knowledgeable and it was a great experience working with him.

Steven wasn't the first lender I contacted and started working with in my home buying journey. I was actually about to make an offer on my second house, when some questions came up and my realtor highly recommended I reach out to Steven. While the other realtor was good, Steven was even better! He was kind, responsive and helpful when I was set up with a competitor. After a few conversations, I made a quick decision to switch lenders and I'm so glad I did! Steven was able to do a 14-day escrow (through the week of Thanksgiving) so my kids and I could be in a home by Christmas with a few weeks to spare! He took great care of me and was responsive to all of my questions throughout the process. I'm so glad I chose to go local and work with Steven. He made this such an easy process and shared in the joy of our new home! He is part of our new beginning story that I will never regret!

Steven is amazing. He helped us get our dream home effortlessly. I had no idea where to start and he was there to help guide me every step of the way. I definitely recommend working with Steven whether it's your first time buying or not. I would work with Steven again if I ever decide to buy again!

IMS Lending is without a doubt one of the best, most efficient businesses I have ever had the pleasure of working with. Steven Hatcher was my loan officer for my most recent transaction (I am a Realtor from Monterey County). He was very responsive and easy to reach whenever I needed him. He did such a fantastic job for me and my first time homebuyer clients and I would 100% use his services again. If you're wondering if Steven is a good fit for you, he absolutely is. He will get the job done and be with you every step of the way. Thank you so much Steven. I wish you nothing but the best of success in your future!

I highly recommend our mortgage lender, Steven, from IMS Lending Chico. Throughout the process of obtaining a VA home loan this week, Steven demonstrated exceptional dedication. He not only assisted us in securing the loan but also meticulously organized all necessary details before closing. This included valuable guidance on credit improvement and ensuring that we were well-prepared as buyers. Steven's reliability and accessibility stood out, as he promptly addressed our inquiries and facilitated a seamless and efficient homebuying experience. Without reservation, we wholeheartedly endorse Steven's services.

I could not recommend Steven with IMS Lending enough. He not only went above and beyond to get me the best deal but always was a phone call away to update me or make sure I understood what was going on with my home purchase. Thank you Steven for helping me purchase my first home I couldn’t have asked for a smooth process through a big purchase.